Powerful Investment Strategies
Savings Gearing through regular monthly contributions is increasingly popular. It combines a regular savings plan with a Margin Loan. Each month, customers provide a fixed equity contribution from their savings account. This is supplemented by a loan draw down from the Savings Gearing loan. These funds are combined and invested in approved Managed Funds.
Click here to download the Approved Securities List in PDF format.
Savings Gearing:
- builds an investment portfolio month by month
- offers a large selection of Approved Managed Funds
| Product |
Description |
| Low initial customer equity contribution |
$1,000 subject to Fund Manager requirements |
| Low on-going monthly equity contribution |
$250.00 subject to Fund Manager requirements |
| Minimum initial loan |
$1000.00 subject to Fund Manager requirements |
| Minimum monthly loan advance |
$250.00 subject to Fund Manager requirements |
| Buffer protection |
You have a buffer of 5% for ASX Listed companies and 10% for Managed Funds above the maximum lending ratios applying to your security |
| Monthly account statements |
Keep track of your portfolio and loan details |
| Wide range of repayment options |
Use branch deposits, Bpay or Direct Debit |
| Competitive interest rates |
Variable rates and fixed pre-paid interest rate |
Fees
| Fees |
Description |
| Establishment fees |
Individual Applicants - Nil
Company Applicants - $150 per company
Trust Applicants - $150 per Trust
Please visit Margin Lending for more details. |
| Monthly Account Keeping Fee |
Nil |
